If you find that your Medicare coverage does not adequately cover all of your needs you can extend your coverage through Arizona Medicare supplemental insurance plans. These plans are also often referred to as Medigap, and they are specifically designed to fill the gaps left by Original Medicare Coverage.
The cover will vary depending on your choice of Medicare Supplement plans. They are not standalone products as they must be included with your Original Medicare. If you need stand-alone coverage, your best option is to go with a Medicare Advantage plan.
You have quite a few options available to you when shopping for Arizona Medicare supplemental insurance plans. Each plan has a designated letter, of which there are ten. Each lettered plan must supply the same benefits, regardless of the insurance company providing it. Having the same letter does not mean they all have the same cost, as that will depend on the company offering it.
It’s also worth noting that supplemental plans do not include additional care such as hearing, dental, or vision. Sometimes you may receive extra coverage while traveling overseas, but Arizona Medicare Supplement plans do not include coverage for prescription drugs. (Check out Medicare plan D for that)
On the first day of the month in which you turn 65, you become eligible to enroll in a Medicare Supplement plan. The six-month Medigap open enrollment period ensures you cannot be overcharged for pre-existing medical conditions, nor have medical coverage denied.
Once the open enrollment Period expires, all beneficiaries may enroll in a Medigap plan, but take note that coverage for pre-existing medical conditions will no longer apply.
Medicare coverage plans can be very similar in what they cover when they fall within the same plan type, but the costs can vary significantly among providers. Shoppers should start with the coverage they need and then work on finding the best price within that plan type.
Learn more about Arizona Medicare Supplemental Insurance rates, plans, and more at http://www.emedicare-supplemental-insurance.com/Arizona. Our Arizona Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Arizona. To talk to an expert in Arizona Medicare coverage toll free 888.404.5049 today!