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Selling Commercial Property in 2025: A Step-by-Step Guide

Selling a commercial property is a multifaceted process that demands careful planning and execution. Given the current economic climate, you might be wondering if it’s the right time to sell. This article provides a comprehensive guide to the essential steps in selling a commercial property, helping you secure the best possible price.

Step 1: Make Sure You’re Selling at the Right Time

Timing is crucial when selling a property. If you have some flexibility in your sale timeline, it’s a good idea to talk to your commercial real estate (CRE) broker about the current market conditions in your area. The CRE market typically follows a cycle — recovery, expansion, oversupply, and recession. Each phase lasts a different amount of time depending on factors like interest rates or unexpected changes in the local market. EB Mortgage can analyze your location and property type to assess current demand and guide you on the best steps to take, helping you get the most value from your sale while meeting your business goals.

Step 2: Prepare Your Property for Sale

Before listing your commercial property, it’s essential to assess its condition and understand your needs from the sale.

  • Understand Your Needs: Consider the timing, type of buyer, and sale terms you require. If you have financial obligations, like a balloon payment on your loan, this can affect your timeline.
  • Ensure All Paperwork is Up-to-Date: Buyers will want to review all relevant documentation before proceeding. Make sure permits, inspections, and repairs are current, and organize receipts for any work done, especially if under warranty. Confirm there are no liens on the property and that insurance policies are in place. For historic buildings or properties in historic areas, be sure to inform potential buyers of any regulations they must follow.

You’ll also need to provide critical financial information, such as leases, cash-flow analysis, and other business records. Key documents include the title, lease, zoning regulations, ADA compliance, permits, surveys, tax certificates, and financial records. While your attorney may handle the paperwork, ensure everything a buyer would need is readily available and that you’re familiar with the necessary documents.

  • Make Necessary Repairs and Enhance Curb Appeal: Before listing your property, take the time to address any deferred maintenance. Buyers will quickly spot these issues, and they can impact the sale price or turn potential buyers away. Start by walking through your building as if you were a prospective buyer. Make a list of everything that needs attention — from minor repairs like loose tiles or sticking doors to larger maintenance tasks. These small details, which you may have become accustomed to, can make a big difference in how buyers perceive the property.

Additionally, ensure that your property makes a positive first impression by refreshing the exterior. Simple improvements such as painting, landscaping, or power washing can significantly boost curb appeal and create a welcoming atmosphere when prospects first see your building.

  • Get an Appraisal: A professional appraisal helps determine an appropriate asking price and sets realistic expectations. During uncertain economic times, the appraisal may not meet your expectations, so keep your hopes grounded.

Step 3: Price Your Property and Clarify Inclusions

Begin by establishing a realistic price for your property, based on the appraisal and market research. In a high-demand market, you may be able to charge higher prices, but in a slower market, consider being more flexible. Commercial real estate brokers can provide valuable insights into local market conditions to help determine the right price.

Additionally, be transparent about any personal property or items that won’t be included in the sale. If you live in the building or have equipment, fixtures, or business items that are not part of the transaction, make sure to inform prospective buyers early in the process. This prevents surprises during negotiations and helps maintain a smooth transaction.

Step 4: Market Your Property

Effective marketing is crucial for attracting potential buyers. Utilize a commercial Multiple Listing Service (MLS) and leverage your real estate network for enhanced exposure. If your property is suited for an owner-occupier, attending local business events or working with a commercial broker can help further.

In today’s digital world, quality visuals are key. Hire a professional photographer to capture high-quality photos, and consider adding a walk-through video, 3D tours, or aerial drone footage to make your listing stand out. The goal is to give buyers a comprehensive view of the property before they even visit.

Step 5: Negotiate the Sale

Negotiation is key once you’ve received an offer. Be prepared with market research, understand your property’s value, and remain flexible. Be ready for requests, such as repair negotiations, and decide which terms are acceptable to you.

Additionally, understanding the buyer’s perspective can help facilitate a smoother transaction. Whether you’re planning to reinvest or pursue a different strategy, anticipating questions and having key documents ready can improve communication and ensure a positive experience for both parties. This approach sets the stage for a successful deal.

Step 6: Close the Sale

The closing process involves completing the necessary paperwork, addressing financing considerations, and understanding the tax implications associated with the transaction. Ensure all documents, such as the sales agreement and deed, are completed correctly. If you’re using the sale proceeds for another purchase, be aware of financing and timing needs. Additionally, consider any tax consequences and the potential for tax deferrals through a 1031 exchange.

Partner with the Experts: EB Mortgage

Selling a commercial property involves many steps, from preparing the property to negotiating the sale. Market dynamics, property condition, and pricing all play vital roles in achieving the best return. Consider working with a skilled commercial real estate broker to guide you through the complexities of the sale process.

For a broker with decades of experience in closing commercial property deals across various market conditions, save time, money, and hassle by contacting EB Mortgage today for a free quote.

EB Mortgage is a locally owned mortgage company with experts in new home purchase, refinancing, and commercial loans. Our wholesale rates can’t be beaten. We offer more products, more options, and more solutions. Our “3C” Process is simple: complete our pre-approval request, consider options based on your requirements, and choose the offer that suits your needs best. Call us or e-mail us today! 

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

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Navigating the Evolving Landscape of Linear Accelerators in 2025: Key Considerations for Medical Facilities

In 2025, the landscape of radiation therapy technology is rapidly evolving, with new linear accelerators (linacs) entering the market alongside advancements by established leaders. Despite these innovations, the Varian TrueBeam continues to dominate, setting the standard in radiation oncology. Competition in the market has seen both consolidation and the emergence of new entries, with manufacturers offering alternative platforms at various price points.

As the market continues to grow, driven by technological advancements and increased access to treatment, facilities must carefully assess both new and pre-owned options to meet evolving clinical demands.

When considering a new linac, additional factors such as reimbursement opportunities should be considered. For instance, systems like the Reflexion X1 with SCINTIX therapy offer new reimbursement codes utilizing PET technology, which could potentially offset higher costs. Similarly, MR/Linacs leverage greater reimbursements despite their higher initial expenses.

Varian’s TrueBeam remains the gold standard, featuring enhancements in its latest Version 4.1, such as Gated CBCT, RapidArc Dynamic, and HyperSight Imaging, which enhance treatment precision and efficiency. Meanwhile, Varian’s Halcyon system streamlines radiation therapy with simplified setup and training, making it ideal for efficient, high-quality treatments.

Varian’s Ethos system takes adaptive therapy a step further, with AI-driven planning for real-time adjustments that enhance personalization and treatment accuracy.

Elekta’s Versa HD platform continues to be a strong alternative, offering high-dose-rate beam delivery and advanced motion management.

New entrants, such as Linatech VenusX, Panacea Siddharth II, Akesis Gemini360RT, and United Imaging’s uRT linac from China, introduce modern capabilities and imaging advancements, expanding competitive choices.

MRI- and PET-guided systems are revolutionizing adaptive therapy, providing real-time tumor tracking and precise targeting. MRI-guided linacs, like Elekta Unity and MagnetTx Aurora RT, offer high-resolution imaging, while PET-guided systems like RefleXion X1 adjust radiation delivery based on real-time tumor emissions, which is particularly beneficial for metastatic diseases.

Looking ahead, the global medical linear accelerator market is projected to grow significantly, driven by technological advancements and increasing cancer incidences. Meeting future demand requires substantial investment in radiotherapy infrastructure, highlighting the role of both new and refurbished linacs in bridging treatment gaps.

Legacy systems and pre-owned linacs, like the Varian Clinac iX and Elekta Synergy, offer reliable performance and cost savings, making them viable options for expanding treatment capacity.

Ultimately, selecting the right linac involves evaluating clinical capabilities, patient volume, infrastructure needs, and long-term costs. Whether considering new systems, pre-owned options, or service availability, informed decision-making ensures optimal patient care and operational efficiency in radiation oncology.

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RadParts, a TTG Imaging Solutions Company, is the world’s largest independent distributor of OEM replacement parts. We specialize in low-cost parts for repairing linear accelerators and radiation equipment. Our mission is to provide high-quality, user-friendly, low-cost components and support for linear accelerators and radiation equipment. Contact RadParts at 877-704-3838 to learn more.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

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J&P Electrical Carries Disconnects: Ensuring Safety and Reliability in Commercial and Industrial Settings

At J&P Electrical, we offer a wide range of disconnect switches, available in ratings from 30 to 4000 amps and in NEMA 1, 3R, and 12 configurations. Our inventory includes new and refurbished general-duty, heavy-duty, and outdoor/weatherproof fusible switches from top manufacturers like Square D, Siemens, Eaton, Murray, GE, and more. Whatever type of safety switch or electrical component you need, J&P Electrical has you covered. Think of us as your go-to source for high-quality, reliable, heavy-industrial electrical components.

What Are Disconnects and Why Are They Important?

Disconnects are essential safety devices that isolate electrical circuits from their power source, allowing for safe maintenance, repairs, and emergency interventions. They prevent accidental power flow and reduce electrical hazards, ensuring the safety of both equipment and personnel in commercial and industrial environments.

Types of Safety Disconnects

There are several types of disconnects used in commercial and industrial settings, each designed for specific applications:

  1. Fusible Disconnects: These switches are equipped with fuses that automatically disconnect the circuit in the event of an overload or fault. This ensures that excessive current does not damage the equipment or create safety hazards.
  2. Non-Fused Disconnects: Unlike fusible disconnects, non-fused switches rely on other protective devices, such as circuit breakers, to provide overcurrent protection. These are ideal in installations where additional protection is already in place.
  3. Double Throw Disconnects: These switches enable a circuit to be switched between two different power sources, making them useful in systems where a backup power source or dual-source supply is required.
  4. Heavy-Duty and Weatherproof Disconnects: Heavy-duty switches are designed to handle demanding applications, while weatherproof switches are built to endure harsh outdoor environments, offering protection from the elements.

Quality and Service You Can Trust

At J&P Electrical, we offer both new and reconditioned disconnect switches to ensure you have the right equipment for your electrical safety needs, all while keeping costs affordable. We take pride in offering thoroughly inspected, reconditioned fusible disconnects that come with a one-year warranty. Whether you’re purchasing a new or refurbished unit from top brands, you can rely on quick fulfillment, dependable products, and exceptional customer service.

For more information or to browse our selection of disconnects, visit our website or contact our team today. J&P Electrical is here to help you make the safest and most informed choices for your electrical systems.

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J&P Electrical is a full-service electrical supply company. At J&P, we source contractors, end-users, and supply houses with new surplus, quality reconditioned, and obsolete electrical equipment. We also purchase a wide range of heavy industrial electrical equipment such as bus plugs, bus duct, transformers, circuit breakers, fuses, and switchboards. Call us at 877-844-5514 for assistance. 

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

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Recyclable Circuits: A Smarter Approach to E-Waste

E-waste is a growing global issue, with a 2024 UN report revealing that global electronic waste has nearly doubled over the past 12 years, rising from 34 billion to 62 billion kilograms. By 2030, this is projected to reach 82 billion kilograms. However, only 20% of e-waste is recycled, and traditional recycling efforts struggle to keep up. The demand for sustainable electronics solutions is more pressing than ever.

A promising breakthrough in sustainability comes from Virginia Tech researchers, who have developed a next-generation circuit material that is recyclable, electrically conductive, reconfigurable, and self-healing—all while retaining the strength and durability of traditional circuit boards. This innovation is based on a vitrimer, a dynamic polymer that combines the best properties of thermosets and thermoplastics. Vitrimers offer mechanical strength and chemical resistance while also being reprocessable—able to be reshaped or repaired when heated without degrading their structure.

Embedded with liquid metal droplets, this material achieves conductivity similar to rigid metals used in conventional electronics, while withstanding mechanical stress and damage. This could revolutionize how electronics are designed for reuse and repair. Unlike traditional circuit boards made from rigid thermoset plastics, which are difficult to recycle or repair, vitrimer-based boards can be reshaped and healed with heat, maintaining their electrical performance.

At the end of their life cycle, these boards can be broken down through alkaline hydrolysis, enabling the recovery of valuable components like liquid metal and LEDs. While fully closing the loop to reuse all components is still a work in progress, this development marks significant progress in creating sustainable electronics.

For electrical professionals, this innovation could lead to easier repairs, reconfigurations, and recycling of circuit components, ultimately reducing e-waste and extending product lifecycles. As the demand for sustainable solutions in construction and technology rises, materials like these could become integral to greener electrical design and maintenance.

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Founded in 1994, Creative Programs and Systems delivers professional results for all your computer needs. We design, create, and code various custom software programs and websites. Additionally, we offer superior digital marketing services, including enhanced Search Engine Optimization (SEO) and paid advertising. We also repair and support commercial computer infrastructure, build custom systems and servers, and provide secure data backups. Need assistance or want to learn more? Call (810)224-5252 or email info@cpsmi.com us!

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

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Pool Electrical System Maintenance: Ensuring Safety and Enjoyment

As the summer heat settles in, swimming pools become the perfect escape to stay cool and enjoy the season. However, amidst the fun and relaxation, it’s crucial not to overlook the importance of pool maintenance—especially when it comes to the electrical system.

Over time, exposure to harsh weather conditions, including winter’s chill and corrosive environments like chemical storage areas, can take a toll on your pool’s electrical components. Regular inspections are essential for ensuring that your pool remains safe and functional, particularly when it comes to your electrical system, including ground-fault circuit interrupters (GFCIs) and underwater lighting.

GFCIs play a vital role in protecting against electrical shocks by cutting off the electrical supply if a fault is detected. Testing these devices regularly is critical to ensure they function properly and provide the necessary protection. Additionally, inspecting all electrical equipment and lighting for wear and tear helps maintain smooth operation and prevents potential safety risks.

Proper grounding and bonding are fundamental safety practices for any pool. These measures help reduce shock hazards by ensuring all electrical paths are securely connected and grounded, offering peace of mind for pool owners and swimmers alike.

New regulations now emphasize the importance of regular electrical inspections to ensure safety and functionality. By keeping up with these checks, you can ensure your pool is a safe, enjoyable, and worry-free place for summer fun. It is recommended to hire a licensed electrician experienced in pool installations to ensure compliance with local, state, and national electrical codes.

At Pound Pool Plastering, we specialize in providing expert pool services, including gunite plastering and comprehensive pool maintenance. Make sure your pool is ready for a safe and enjoyable season by scheduling a thorough inspection today. Stay safe and dive in!

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Pound Pool Plastering services residential and commercial pools in applying a wide variety of pool plaster finishes and complete renovations. We offer Diamond Brite, Sunstone, Hydrazzo, and Marcite – and a great selection of tile choices and coping stones. Owner Dale Pound personally oversees each pool project to ensure the highest quality is delivered. Call or email us for a free estimate.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

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Fast and Easy Bonds for Contractors: Simplifying the Bonding Process

At Construction Bonding Specialists, LLC, we understand that securing bonds is an essential part of a contractor’s ability to win new projects. That’s why we’re excited to share a streamlined program designed to make bonding faster and easier for contractors in Michigan. Whether you’re a small business or an established contractor, our goal is to help you grow by reducing the hassle of the bonding process.

A Bonding Program for Contracts Under $350,000

This bonding program enables us to assist contractors with obtaining bonds for contracts valued at less than $350,000. Designed with efficiency in mind, this bonding process is quick and simple, helping contractors obtain the necessary bonds without the typical lengthy documentation requirements.

How It Works:

  • Three-Page Application: Rather than requiring a mountain of paperwork, our program uses a straightforward, three-page application. This allows contractors to save valuable time and get back to focusing on what they do best—completing successful projects.
  • No Financial Statements Required: In most cases, contractors need to provide detailed financial statements to secure bonds. However, under this new program, financial statements are not required for contracts valued at less than $350,000. This significantly reduces the complexity and time required to secure a bond.
  • Underwritten Based on Personal Credit History: The underwriting for this program is based solely on the individual owner’s personal credit history. This simplifies the approval process, allowing contractors to secure bonds quickly, especially if their business is still in the early stages or if they have limited financial history.

What This Means for Contractors:

  • Faster Access to Bonds: With a simplified application process and the removal of financial statement requirements, contractors can access the bonds they need to start work faster. This can be especially helpful when you need to act quickly to seize a new opportunity.
  • Increased Opportunities for Smaller Contracts: For contractors working on smaller projects or those who are new to the industry, this program provides an easier path to securing the necessary bonding. You won’t need to worry about complex requirements or delays in getting your bond approved.
  • Reduced Stress and Hassle: We understand that bonding can be a daunting task for many contractors, especially when financial documents are required. This new program eliminates that barrier, allowing you to focus on your work rather than paperwork.

Restrictions Apply:

While this program makes bonding easier, there are still some restrictions to consider. The program is only available for contracts valued at less than $350,000. Additionally, because the underwriting is based on the individual’s personal credit history, applicants with certain credit issues may not qualify. However, our team is here to guide you through the process and help you understand your options.

How to Get Started:

If you’re ready to take advantage of this simplified bonding process, we encourage you to reach out to us for more information. Our team is available by phone or email to answer any questions and assist you with the application process.

Don’t let the bonding process slow you down—let us help you secure the bonds you need to move your projects forward. Contact us today to get started on your next job!

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At Construction Bonding Specialists, we work with new and experienced contractors to find the most satisfactory bond solutions. As a dedicated surety-bond-only agency with decades of bonding experience, we strive to discover surety solutions for all types of cases, ranging from routine to challenging. Contact us online or call us at 248-349-6227 to learn more.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

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Bed Bugs 101

What Are Bed Bugs?

Bed bugs are small, brown, oval-shaped insects (about 3/16 of an inch long) that commonly hide in beds and feed on humans while they sleep. They are skilled hitchhikers, attaching to luggage, clothing, and other items, which allows infestations to spread quickly. Bed bugs do not have functional wings and cannot fly. They exclusively feed on blood, primarily from humans, and can survive for months without feeding, though they typically require 5–10 minutes to fully engorge themselves. After feeding, they become swollen, elongated, and reddish.


Bed bugs are mostly nocturnal, attracted to the carbon dioxide and warmth emitted by sleeping humans. However, they may feed during the day if necessary. While bed bugs don’t transmit diseases, their bites can cause allergic reactions, resulting in itchy red welts. Prolonged exposure may increase sensitivity.

Where Do Bed Bugs Hide?


Bed bugs can be found anywhere people gather, including homes, hotels, schools, offices, public transportation, and retail spaces. These pests are known for their ability to go unnoticed while causing health issues, financial loss, and general unease. Common hiding spots include:

  • Cracks in walls or furniture
  • Mattresses and bedding
  • Upholstery, backpacks, purses, and suitcases
  • Electrical outlets and wallpaper seams

How Do I Prevent Bed Bugs?

While Traveling:

  • Inspect hotel rooms thoroughly, including mattresses, furniture, and drawers.
  • Keep luggage off upholstered surfaces by using luggage racks or placing it on tile floors.
  • Store suitcases in plastic bags to prevent infestations.

At Home:

  • Check luggage outside before bringing it indoors.
  • Vacuum and steam-clean suitcases after trips.
  • Wash and dry all clothes from your trip on hot cycles.

Signs of a Bed Bug Infestation

Bed bugs may be small and elusive, but they leave clear signs of their presence. If you suspect a bed bug infestation, acting quickly is essential. Look for the following signs:

  • Bites: Red, itchy bites, often in clusters or straight lines, are a common sign of bed bug activity.
  • Rusty Stains: Tiny blood spots on your bedding or mattress from bed bug feeding.
  • Eggs and Exoskeletons: Look for pearl-like eggs or shed skins in mattresses, furniture, and wall cracks.
  • Musty Smell: A strong, sweet, musty odor often accompanies a severe bed bug infestation.

How to Get Rid of Bed Bugs

If you suspect an infestation, act quickly. Contact a pest control professional who can inspect your home or business and implement effective elimination methods. Their expertise ensures bed bugs are eradicated efficiently. By staying vigilant and proactive, you can minimize the risk of bed bug infestations and enjoy peace of mind at home and while traveling.

Our Proven Bed Bug Extermination Process

Northern Pest’s method for eliminating bed bugs is designed for success:

  1. Inspection: We start with a detailed inspection to assess the scope of the infestation, enabling us to plan the most effective treatment.
  2. Treatment: Using a combination of heat and chemical treatments, along with specialized tools, we target all stages of the bed bug lifecycle.
  3. Proactive Measures: Our team provides expert advice on preventing future infestations and keeping your space bed bug-free.

Bed bugs can quickly turn your space into a source of stress. Immediate action is essential, and Northern Pest’s specialists are here to help! Let us help you restore comfort and protect the well-being of your family or business.

Don’t let bed bugs take over – contact Northern Pest today to regain control and peace of mind!

Northern Pest: Our family serving yours! We are licensed and insured to provide insect and wildlife pest control. Our crew has the expertise to track wildlife entry points and remove pests of all kinds, including our licensed builders, who can make any of the necessary repairs caused by wildlife. Northern Pest is a member of the MDAT and the NWCOA. We are certified by the IICRC to offer professional mold mitigation services caused by animal damage. At Northern Pest, we do it all!

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

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Bed Bugs 101: Everything You Need to Know

What Are Bed Bugs?


Bed bugs are small, reddish-brown, oval-shaped insects, roughly 3/16 of an inch long, that often hide in beds and feed on humans while they sleep. These resilient pests are skilled hitchhikers, easily attaching to luggage, clothing, and other belongings, allowing infestations to spread rapidly. Although bed bugs can’t fly due to the lack of functional wings, they feed exclusively on blood—mainly human blood—and can survive for months without feeding. Typically, they take 5–10 minutes to fully feed, and afterward, they appear swollen, elongated, and reddish.

Bed bugs are primarily nocturnal, drawn to the carbon dioxide and heat emitted by sleeping humans, though they may feed during the day if needed. While they don’t spread diseases, their bites can cause allergic reactions, leading to itchy red welts, and prolonged exposure can increase sensitivity.

Where Do Bed Bugs Hide?


Bed bugs can infest any space where people gather, including homes, hotels, schools, offices, public transportation, and retail areas. Known for being elusive, they often go unnoticed while causing significant health, financial, and emotional distress. Common hiding spots include:

• Cracks in walls or furniture
• Mattresses and bedding
• Upholstery, backpacks, purses, and suitcases
• Electrical outlets and wallpaper seams

How to Prevent Bed Bugs


While Traveling:

• Thoroughly inspect hotel rooms, including mattresses, furniture, and drawers.
• Keep luggage off upholstered surfaces by using luggage racks or placing it on tile floors.
• Store suitcases in plastic bags to prevent infestations.

At Home:
• Inspect luggage outside before bringing it indoors.
• Vacuum and steam-clean suitcases after trips.
• Wash and dry all clothes from your trip on hot cycles.

Signs of a Bed Bug Infestation


Although small and hard to spot, bed bugs leave clear signs of their presence. If you think you have an infestation, it’s crucial to act fast. Watch for these signs:
• Bites: Red, itchy bites, often in clusters or straight lines, are a common indication of bed bug activity.
• Rusty Stains: Tiny blood spots on your bedding or mattress from bed bug feeding.
• Eggs and Exoskeletons: Look for pearl-like eggs or shed skins in mattresses, furniture, and wall cracks.
• Musty Smell: A strong, sweet, musty odor often indicates a severe infestation.

How to Get Rid of Bed Bugs


If you suspect an infestation, don’t wait—take action immediately. Contact a pest control professional who can inspect your property and use proven methods to eliminate bed bugs. Their expertise will ensure that bed bugs are effectively eradicated. By remaining vigilant and proactive, you can minimize the chances of future infestations and enjoy peace of mind both at home and while traveling.

Our Proven Bed Bug Extermination Process

At Front Range Pest, our bed bug extermination method is designed for success:

  1. Inspection: We begin with a detailed inspection to assess the scope of the infestation, allowing us to plan the most effective treatment.
  2. Treatment: Using a combination of heat and chemical treatments, along with specialized tools, we target all stages of the bed bug lifecycle.
  3. Proactive Measures: Our team offers expert advice on preventing future infestations and keeping your space bed bug-free.

Bed bugs can quickly turn your home or business into a stressful environment. Immediate action is key, and Front Range Pest’s specialists are here to help! Let us restore comfort and protect the well-being of your family or business.
Don’t let bed bugs take over—contact Front Range Pest today to regain control and peace of mind!

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Front Range Pest is your trusted, family-owned pest and wildlife control company serving central Colorado and southern Wyoming. Our certified technicians have the expertise and credentials to ensure effective pest management for your home or business. As your all-in-one insect and wildlife specialists, we offer peace of mind by identifying wildlife entry points, removing nuisance pests, sealing access areas, performing cleanup, and making essential repairs. Schedule an inspection with us today.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

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Commercial and Multifamily Mortgage Debt Sees Growth in Early 2025

In the first quarter of 2025, commercial and multifamily mortgage debt outstanding rose by $46.8 billion, an increase of 1.0%, reaching a total of $4.81 trillion, according to the Mortgage Bankers Association (MBA). The rise was largely driven by a $19.9 billion increase (0.9%) in multifamily mortgage debt, which grew to $2.16 trillion.

Despite a decrease in origination volumes, MBA’s Associate Vice President of Commercial Real Estate Research, Reggie Booker, noted that the overall increase in debt reflects the ongoing demand for real estate investment and the extended duration of existing loans.

The four major investor groups in commercial and multifamily mortgages are banks and thrifts (38% of total mortgages), federal agency and government-sponsored enterprise (GSE) portfolios and mortgage-backed securities (MBS) (22%), life insurance companies (16%), and CMBS, CDO, and other asset-backed securities (ABS) (13%).

Notably, in the first quarter, CMBS, CDO, and ABS holdings saw the largest dollar increase, up by $16.2 billion (2.6%). Banks and thrifts followed with a $13.1 billion (0.7%) increase, while agency and GSE portfolios and MBS rose by $7.5 billion (0.7%). Life insurance companies also grew their holdings by $6.1 billion (0.8%).

For multifamily mortgages, the largest portion (50%) of the debt is held by agency and GSE portfolios and MBS, followed by banks and thrifts with 30%, and life insurance companies holding 11%. In terms of dollar increases, banks and thrifts saw the most growth in multifamily mortgages, adding $10.0 billion (1.6%).

Overall, the multifamily sector continues to see significant interest, with REITs seeing the largest percentage growth in their mortgage holdings, up by 10.9%. However, private pension funds experienced a notable decline in both commercial and multifamily mortgage holdings.

The data for this report is based on information from the Federal Reserve, the FDIC, and Trepp LLC, offering insights into the state of commercial and multifamily mortgage debt as of early 2025. Read the original report here.

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EB Mortgage is a locally owned mortgage company with experts in new home purchase, refinancing, and commercial loans. Our wholesale rates can’t be beaten. We offer more products, more options, and more solutions. Our “3C” Process is simple: complete our pre-approval request, consider options based on your requirements, and choose the offer that suits your needs best. Call us or e-mail us today! 

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

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Tips to Help You Prepare for a Home Remodel

Embarking on a home remodel is an exciting adventure, but it requires careful planning to ensure the process goes smoothly. Whether you’re looking to update your kitchen, add a new bathroom, or pursue a complete overhaul of your space, here are some tips to help better prepare you for a successful remodeling project.

1. Do your research

Before diving into any remodel, it’s important to understand the scope of your project. Research what the average investment is for your type of remodel and get an idea of your expected Return on Investment (ROI). This will not only help you set realistic expectations but also allow you to plan accordingly, ensuring your remodel adds long-term value to your home.

2. Consider your long-term goals

Think beyond the current trends and focus on your long-term needs and desires for your home. A remodel should align with both your current lifestyle and future plans. Whether you’re planning to stay in your home for decades or hoping to increase its market value for resale, planning for the future will ensure your remodel continues to meet your needs.

3. Establish a budget

One of the most important steps in any remodeling project is setting a clear budget and sharing it with your contractor once you’ve selected one. Be upfront about your financial limits so you can work as a team to create a plan that respects your budget. At JFC Remodeling, we prioritize transparency and will guide you in making cost-effective decisions without compromising on quality.

4. Search for trusted, reputable professionals

Start by asking people you trust for recommendations. Beyond word-of-mouth, use advanced search tools and platforms to review remodelers, check their portfolios, and read client reviews. Finding a qualified professional will ensure that your vision is in capable hands.

5. Ask the ‘right’ questions when considering a contractor

While timelines and costs are key considerations, it’s just as important to inquire about the remodeler’s specialties and experience. Ask about previous projects similar to yours and how they handle challenges. At JFC Remodeling, we’re more than happy to discuss our expertise and show you how we’ve successfully completed projects similar to yours.

6. Check credentials

Do your due diligence by calling references and reading online reviews. This will give you a better understanding of what it’s like to work with your remodeler and help you feel more confident in your decision.

7. Thoroughly read the contract!

Contracts are legally binding documents meant to protect both parties. It’s essential to review every detail carefully and read the entire contract. Ask questions if something is unclear, and request revisions or amendments for any content you disagree with. Be sure to speak up and advocate for yourself as a homeowner, while remaining respectful. Most contractors are happy to clarify any points to ensure everything is clear before moving forward.

8. Know your design

The design is the heart of your remodel, so take your time browsing online and collecting ideas that resonate with you. Whether it’s a specific color scheme, layout, or material, understanding what you like—and sharing it with the remodeler—helps ensure your vision comes to life exactly as you imagine.

9. Choose your design selections early

Making decisions early on helps keep the project on schedule. From materials to finishes, selecting items in advance ensures we can source everything on time and avoid delays. Proactive decision-making helps keep your project moving smoothly and ensures you get the results you expect.

10. Develop a communication plan

Effective communication is key to any successful project. Establish clear lines of communication with your contractor and make sure both parties understand how updates will be provided. Regular check-ins throughout the process will help ensure everything stays on track and allow you to address any questions or concerns as they arise.

Remodeling your home can be stressful and overwhelming at times; however, with careful planning and the right professional support, the process can also be exciting and rewarding. At JFC Remodeling, we’re dedicated to bringing your dream vision to life while respecting your budget and timeline.

Ready to start your remodel? Contact us today, and let’s make your dream space a reality!

JFC Remodeling is committed to providing top-quality home reconstruction services to clients throughout Livingston County. With over 30 years of experience in the industry, our licensed contractors create unique, individualized, and polished renovations. Whether the site requires improvement, repair, or is a new construction, you can trust our experts to deliver remarkable results. Call or email us to learn more.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.